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Successful Homeowners Practice: Learn Habits of the Pros

Successful Homeowners Practice: Learn Habits of the Pros

We always advise a potential home buyer to schedule a meeting well in advance of when they anticipate buying....
Down Payment Assistance: Know the Full Story

Down Payment Assistance: Know the Full Story

Down Payment Assistance Programs (DPA) provide a boost over a major hurdle to homeownership– cash for the down payment....
How We Protect You From Wire Fraud

How We Protect You From Wire Fraud

We live in an increasingly electronic world where the speed of transactions is reduced to micro seconds. In the instant...
What is Mortgage Insurance?

What is Mortgage Insurance?

Traditional lenders expected borrowers to pay at least 20% of the purchase price from their own funds.  However, it’s...
How Interest Rates Come To Be

How Interest Rates Come To Be

How are interest rates determined? You have probably been hearing that interest rates are moving up.  What does that mean...
What is a FICO Credit Score?

What is a FICO Credit Score?

Good news, your credit score is 900!  Unfortunately, that doesn’t do much for you because it is not based...
What is a Down Payment?

What is a Down Payment?

Traditional lenders expected borrowers to pay at least 20% of the purchase price from their own funds.  However, it’s...
Can Seller Pay Closing Costs?

Can Seller Pay Closing Costs?

The seller, or any other third party may not contribute to the buyer’s down payment, but Loan programs allow...