How to Prevent Your Credit Profile from Being Sold
It's called a "Trigger Lead”– a consumer applies for a home loan with The Heath Team or any other...
Did My Home Just Lose Value? – Understanding the Assessed Value
Each year the Pima County Assessor sends out the annual tax statement. For those with a mortgage on the...
Successful Homeowners Practice: Learn Habits of the Pros
We always advise a potential home buyer to schedule a meeting well in advance of when they anticipate buying....
How Interest Rates Come To Be
How are interest rates determined?
You have probably been hearing that interest rates are moving up. What does that mean...
Down Payment Assistance: Know the Full Story
Down Payment Assistance Programs (DPA) provide a boost over a major hurdle to homeownership– cash for the down payment....
Why Are Interest Rates Rising so Quickly?
Interest rates may not be fully controllable, but some entities have a say in how they fluctuate and react...
“Mortgages Made Easy”, but Should They Be Easy?
When I see ads for “easy mortgage” or “no hassle loans” etc, I know what that really means– easier...
Beware of Condominium Hurdles for Mortgages
A condominium is a specific property type and the term can have a different meaning in different regions of...
What is a FICO Credit Score?
Good news, your credit score is 900! Unfortunately, that doesn’t do much for you because it is not based...
What is a Down Payment?
Traditional lenders expected borrowers to pay at least 20% of the purchase price from their own funds. However, it’s...
