Locking The Rate
Your rate is either “floating” or “locked”. While a buyer is shopping for a home the terms of the...
Buying Down The Rate
When you are researching mortgages you may come across the term “no discount points” or “Assumes a 1% discount...
Closing Costs
In addition to the down payment a borrower may have to pay closing costs, and inspections fees. It’s a...
VA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
USDA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Jumbo Loans
Conventional loans are limited to $484,350 in Pima County. Anything exceeding that would be considered a “jumbo” loan.
Jumbo Loans
In...
FHA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Conventional Loans
There are a variety of loan products and the 4 most commonly used are Conventional, FHA, VA, and USDA.
Conventional...
Basics of Lending- the 4 C’s
After 18 Years as a lender it amazes me that although the mortgage business is ever changing, the basic...
Adjustable Rate Mortgages
"Get away from me you evil monster" is the look I get when I start explaining Adjustable Rate Mortgages. ...
