Basics of Lending- the 4 C’s
After 18 Years as a lender it amazes me that although the mortgage business is ever changing, the basic...
USDA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Locking The Rate
Your rate is either “floating” or “locked”. While a buyer is shopping for a home the terms of the...
Behind the Scenes 8 – The Heath Team
If you're starting down your home buying journey, the experts at The Heath Team can help! Get educated with...
Adjustable Rate Mortgages
"Get away from me you evil monster" is the look I get when I start explaining Adjustable Rate Mortgages. ...
Behind the Scenes 2 – The Heath Team
Here's another behind the scenes look at the experts working for The Heath Team! Tom Heath is shown meeting...
Closing Costs
In addition to the down payment a borrower may have to pay closing costs, and inspections fees. It’s a...
Behind the Scenes 7 – The Heath Team
Here's another behind the scenes look from the office of The Heath Team! Feel free to get acquainted with...
Behind the Scenes 9 – The Heath Team
Want to know who you're working with before it even starts? Get to know The Heath Team before coming...
Buying Down The Rate
When you are researching mortgages you may come across the term “no discount points” or “Assumes a 1% discount...
