Locking The Rate
Your rate is either “floating” or “locked”. While a buyer is shopping for a home the terms of the...
VA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Behind the Scenes 5 – The Heath Team
Learn more about how Tom Heath of NOVA Home Loans' Heath Team works! Check out this behind the scenes...
Behind the Scenes 9 – The Heath Team
Want to know who you're working with before it even starts? Get to know The Heath Team before coming...
Closing Costs
In addition to the down payment a borrower may have to pay closing costs, and inspections fees. It’s a...
Conventional Loans
There are a variety of loan products and the 4 most commonly used are Conventional, FHA, VA, and USDA.
Conventional...
FHA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Buying Down The Rate
When you are researching mortgages you may come across the term “no discount points” or “Assumes a 1% discount...
Behind the Scenes 1 – The Heath Team
Tom Heath from The Heath Team at NOVA Home Loans is here with a behind-the-scenes look at a client...
Basics of Lending- the 4 C’s
After 18 Years as a lender it amazes me that although the mortgage business is ever changing, the basic...
