Welcome

Our mission is to provide a professional mortgage experience for all parties in the transaction.

We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

For information on upcoming workshops, home buyer seminars and “Understanding your Credit” presentations, please contact us.

There is a fee for this customized mortgage-planning report.
Information on how to obtain your FREE annual report can be found under the Customer Resources Menu.

Receive a credit consultation report, which provides you with your mortgage score range, critical factors impacting your score and the best actions to maximize your credit, including potential score improvement.

In addition, I will provide your specific Mortgage FICO scores and your credit report. The cost for a report is $27.44. A joint report for couples is available for $39.72. This charge is paid directly to the credit report provider. There is NO additional charge for me to review the report with you.

View an example of the credit consultation report

More details and information on your FREE annual credit report options are available here.

Fannie, Freddie, and Mortgage Rates

Mortgage rates are determined by the willingness of investors to buy Mortgage Backed Securities (MBS). This video explains the relationship between homeowners, banks, Fannie Mae, Freddie Mac and the investors. It also explains how the Federal Reserve can influence rates.

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