Where Are You In Your Tucson Home Buying Journey?

Soft Credit Pull

Soft Credit PullThis is the time to do a soft credit check. A soft check does not impact your score but provides us with the same information as an actual credit check. Even if you check your credit regularly, you are not seeing the Mortgage Credit Score Formula. A soft credit check allows us to plan a journey that includes the highest credit score you can attain over the following months.

More Information on how credit scores work.

Opt Out

Opt OutHave professional credit analysis. Even if you have good credit, our Team of FICO Certified Team can guide you to great credit. There is no charge for this service and is only available to NOVA Home Loans.

Some Do’s and Don’ts about managing your credit.

Credit services
Saving for the down payment
Maintain what you have built
Gather the documents

Wants and Needs
Compare homes
The 1,2,3

Under contract
Documents updated
Stay in your lane
Avoid unplanned stops

Post close marketing warnings
Extra Payments
Monitor the Market
Talk to the kids

Annual check up for insurance
Market trends with rates
What if I–

Moving on , moving up, moving out
Converting to a rental
Selling then buying
Buying then selling
Tools for Sellers

Your monthly update will be an easy to read and understand electronic digest with:

  • Actionable Advice Regarding your Current Home and Equity
  • The Power of Additional Principle Payments and Refinancing Options 
  • Market Analysis on Cashflow if you Converted your Home to an Investment property
  • Purchase Power of Second Home or Upgrading to a Bigger Home Using your Current Equity

Receive your own personalized web page which constantly monitors your home value and market conditions to optimize every home finance decision for building your long term wealth.  It is specific to your current home and updated every month–and NEVER a charge for the service. If you ever disagree with automated valuation models, we have a team of professionals ready to jump in and provide an even more thorough and detailed report.  This is a FREE service offered by the Heath Team, using the technology of Homebot,  and is available to all home owners.  Our hope is you will find value and consider us for future business.

Tom Heath - Senior Loan Officer with Nova Home Loans
Tom Heath - Senior Loan Officer with Nova Home Loans

What's Your Home Worth?

Find out the value of your home and how to use your equity to live the life of your dreams.