Closing Costs
In addition to the down payment a borrower may have to pay closing costs, and inspections fees. It’s a...
Three Keys Not to Ignore When Choosing the Best Mortgage
When you work with the Heath Team, we'll schedule a meeting to discuss the key components of selecting the...
Buying Down The Rate
When you are researching mortgages you may come across the term “no discount points” or “Assumes a 1% discount...
Locking The Rate
Your rate is either “floating” or “locked”. While a buyer is shopping for a home the terms of the...
Basics of Lending- the 4 C’s
After 18 Years as a lender it amazes me that although the mortgage business is ever changing, the basic...
Conventional Loans
There are a variety of loan products and the 4 most commonly used are Conventional, FHA, VA, and USDA.
Conventional...
FHA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
Jumbo Loans
Conventional loans are limited to $484,350 in Pima County. Anything exceeding that would be considered a “jumbo” loan.
Jumbo Loans
In...
Adjustable Rate Mortgages
"Get away from me you evil monster" is the look I get when I start explaining Adjustable Rate Mortgages. ...
VA Loans
There are a variety of loan products and the 4 most commonly used are Conventional and Government Loans like...
