Demystifying The Illusion of Lending

You know, we’ve done such a good job in our industry of convincing consumers that the lowest interest rate is the best loan, that sometimes we forget to educate our consumers that there’s other things that go into the cost and value of that loan. In fact, some companies are out there focused so much on interest rate that they’re not allowing their consumers to see the true cost of their loan. Kind of works like a little bit of misdirection almost like you would expect from a magician. In fact, it might be easier if I show you what I mean rather than try to explain it. 

What You Need to Know About Tucson Mortgage Interest Rates Today

I’m here to demystify the illusions of lending just like a magician they get your focus over here while the real magic is happening over here, but then I want to look here. Look over here. Look at misdirection and we’re seeing the same thing happen with some of these very creative mortgage ads you’re getting from these National lenders.  

They are coming in your mail with these unbelievably low interest rates. How can they get interest rates this low? It’s unbelievable. I don’t know how they’re doing it! 

What they’re telling you is the interest rate today is low. What they are not telling you is there’s cost involved with that. There’s fees involved with that. They’re not telling you the reputation. They’re not telling you if their local authority of state. They’re not telling you if you’re getting the best loan for your situation. 

What they’re telling you is look over here. Don’t look over here. They’ll say things like there’s no out-of-pocket costs, but what they’re not telling you is there are cost. They’re just putting them somewhere else. 

So when you’re looking for the best loan, absolutely let’s take the interest rate and let’s put that in the hat. Let’s look at these closing costs and to put that in the hat. Service and commitment to you, ability to close on time, all that goes into the hat. Then we put this together and we have a home loan that can be quite magical.

The Best Tucson Mortgage is More Than The Best Interest Rate 

Look there’s no magic, the best loan comes down to what’s your monthly payment? How much cash do I need to bring to closing? And what’s the overall cost for as long as I’m likely to have this loan. You add in professional service, accessibility, and a good reputation and you end up with what’s the best value. So give us a call. Give us an email check out our website TheHeathTeam.com and let us know how we can help serve you. Thanks for listening.