Credit Score/Free Credit Report

There is a fee for this customized mortgage-planning report.
Details on how to obtain your FREE annual report are at the bottom of the page.

Receive a credit consultation report, which provides you with your mortgage score range, critical factors impacting your score and the best actions to maximize your credit, including potential score improvement.

In addition, I will provide your specific Mortgage FICO scores and your credit report. The cost for a report is $27.44. A joint report for couples is available for $39.72. This charge is paid directly to the credit report provider. There is NO additional charge for me to review the report with you.

View an example of the credit consultation report
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Each report also includes 12 months of Identity Theft Recovery

Have the peace of mind of knowing that a professional is standing ready to restore your good name if identity theft strikes.

With this program, you receive the following benefits if you have an identity theft:

  • Identity Theft Recovery Advocate to recover your good name and rightful credit history
  • A Recovery Guide that includes activation forms and instructions for immediate action
  • Credit reports and analysis from three credit reporting agencies and a Personal Recovery Plan
  • Management of your recovery until it can be confirmed that your pre-identity theft status has been restored, no matter how long it takes
  • Post-recovery follow-up for 12 full months to address any additional fraudulent activity that may surface later

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    If you are only interested in the accuracy of your credit report and are not concerned with FICO scores or your readiness to obtain financing then go to AnnualCreditReport

    From there, you can request a free credit file disclosure every 12 months for Equifax, Experian, and Transunion.

    AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

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